Terms of Service

Effective Date: [7/18/2026]
Last Updated: [7/18/2026]

Welcome to Knowarvy. These Terms of Service ("Terms") govern your access to and use of the Knowarvy website, products, and services. By accessing our website or purchasing any product, you agree to be bound by these Terms. If you do not agree with any part of these Terms, please do not use our website or services.

1. About Knowarvy

Knowarvy is an online platform that offers digital educational products, including but not limited to eBooks, guides, planners, templates, workbooks, and other downloadable digital content.

2. Acceptance of Terms

By accessing our website, creating an account, or purchasing any product, you confirm that:

• You are at least 18 years of age or are using the website under the supervision of a parent or legal guardian.
• You have the legal capacity to enter into a binding agreement.
• You agree to comply with these Terms and all applicable laws and regulations.

3. Digital Products

All products available on Knowarvy are delivered digitally.

Upon successful payment, customers receive access to their purchased digital product through the website, email, or download link, depending on the product purchased.

No physical products are shipped.

4. Pricing & Payments

All prices displayed on the website are in Indian Rupees (INR) unless otherwise specified.

We reserve the right to modify product prices, promotional offers, or discounts at any time without prior notice.

Payments must be completed successfully before access to any digital product is granted.

5. Intellectual Property Rights

All content available on Knowarvy, including but not limited to:

• eBooks
• Digital files
• Text
• Graphics
• Logos
• Images
• Designs
• Layouts
• Videos
• Audio
• Branding

is the exclusive property of Knowarvy or its licensors and is protected under applicable copyright, trademark, and intellectual property laws.

Purchasing a product grants you a personal, non-exclusive, non-transferable, and revocable license to use the product for your own personal purposes only.

Ownership of the product is not transferred to the customer.

6. Prohibited Uses

You agree not to:

• Copy, reproduce, or redistribute our digital products.
• Share purchased files with others.
• Upload or publish our content on websites, social media, or file-sharing platforms.
• Resell, sublicense, rent, or commercially exploit any product without written permission.
• Modify or create derivative works from our content for commercial purposes.
• Remove copyright notices or ownership information.

Unauthorized distribution or reproduction may result in legal action

7. User Accounts

If you create an account on Knowarvy, you are responsible for:

• Maintaining the confidentiality of your login credentials.
• All activities conducted under your account.
• Providing accurate and up-to-date information.

Knowarvy reserves the right to suspend or terminate accounts involved in fraudulent, abusive, or unauthorized activities.

8. Refund Policy

All purchases are subject to our Return & Refund Policy.

As Knowarvy sells digital products, all sales are generally final unless otherwise stated in our Return & Refund Policy.

9. Product Availability

We strive to ensure uninterrupted access to our digital products.

However, we do not guarantee that our website or services will always be available without interruption due to maintenance, technical issues, software updates, or circumstances beyond our control.

10. Accuracy of Information

We make every effort to ensure that all product descriptions, pricing, and website content are accurate.

However, occasional errors may occur.

Knowarvy reserves the right to correct any errors, inaccuracies, or omissions and to update information without prior notice.

11. Educational Purpose Disclaimer

Our digital products are intended for educational and informational purposes only.

The content provided should not be considered legal, financial, medical, psychological, or professional advice.

Individual results may vary depending on how the information is applied.

Customers are responsible for making their own decisions based on their individual circumstances.

12. Limitation of Liability

To the fullest extent permitted by applicable law, Knowarvy shall not be liable for any direct, indirect, incidental, consequential, special, or punitive damages arising from:

• Use or inability to use our products.
• Download or access issues caused by the user's device or internet connection.
• Loss of data, profits, or business opportunities.
• Technical interruptions beyond our reasonable control.

Our maximum liability shall not exceed the amount paid by the customer for the specific product giving rise to the claim.

13. Indemnification

You agree to indemnify and hold harmless Knowarvy, its owners, employees, affiliates, and partners from any claims, liabilities, damages, losses, or expenses arising out of:

• Your misuse of the website.
• Violation of these Terms.
• Infringement of any third-party rights.

14. Third-Party Services

Our website may include links to or integrate with third-party websites, payment gateways, or services.

Knowarvy is not responsible for the content, policies, or practices of any third-party websites or services.

Your interactions with such services are governed by their respective terms and policies.

15. Suspension or Termination

We reserve the right to suspend or permanently terminate access to our website or products without prior notice if we believe a user has:

• Violated these Terms.
• Engaged in fraudulent activities.
• Misused our intellectual property.
• Attempted unauthorized access to our systems.

16. Privacy

Your use of Knowarvy is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal information.

17. Changes to These Terms

Knowarvy reserves the right to modify these Terms of Service at any time.

Updated versions will be posted on this page with a revised "Last Updated" date.

Your continued use of the website after any changes constitutes acceptance of the revised Terms.

18. Governing Law & Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of India.

Any disputes arising out of or relating to these Terms shall be subject to the exclusive jurisdiction of the competent courts in Bilaspur, Chhattisgarh, India.

19. Contact Information

If you have any questions regarding these Terms of Service, please contact us:

Knowarvy

Email: knowarvy@gmail.com

Phone: +91 87706 15244

Business Hours: Monday – Saturday, 10:00 AM – 6:00 PM (IST)

By accessing or using Knowarvy, you acknowledge that you have read, understood, and agreed to these Terms of Service.